Propono.Ai Terms of Service

Last Updated: June 18, 2025

Welcome to Propono.Ai, a service provided by Propono Systems, Inc. ("Company," "we," "us," or "our"). By accessing or using the Propono.Ai website and services (the "Service"), you agree to comply with and be bound by the following terms and conditions ("Terms of Service"). If you do not agree to these terms, please do not use our Service.

1. Acceptance of Terms

By registering for, accessing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, along with our Privacy Policy.

2. Description of Service

Propono.Ai provides customized summary of insurance proposals, allowing users to manage accounts and user access, submit and review processed proposals. The Service may include features, content, and functionalities that are updated from time to time.

3. Eligibility

To use the Service, you must be at least 18 years old or have parental consent. You must provide accurate and complete information during registration and maintain the accuracy of your account information.

4. Account Registration

When creating an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

5. Use of Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

• Violate any applicable laws or regulations.

• Infringe on the rights of others.

• Interfere with or disrupt the Service or servers.

• Hack or otherwise access or download unauthorized content.

6. Fees and Payments

If applicable, you agree to pay all fees associated with the use of Propono.Ai as outlined during the signup process. All fees are non-refundable unless otherwise stated.

7. Intellectual Property

All content, features, and functionality of the Service, including but not limited to software, text, graphics, and logos, are owned by Propono Systems, Inc. and are protected by intellectual property laws.

8. Termination

We reserve the right to suspend or terminate your account if you violate these Terms of Service or engage in any conduct that we deem inappropriate or harmful to the Service or its users.

9. Limitation of Liability

To the maximum extent permitted by law, Propono Systems, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the state of Nevada, without regard to its conflict of law provisions.

11. Changes to the Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on our website. Continued use of the Service constitutes acceptance of the modified terms.

12. Contact Us

If you have any questions about these Terms of Service, please contact us at contactus@propono.ai.

By using this Propono.Ai website and associated services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.